Own 24K gold in less than 30 seconds!

Buy it, sell it, automate it or lease it and earn up to 16% per annum in just a few clicks.

1M+ Smart savers onboard
24K Gold
₹10
SIP
16% returns
+0.42 gm
added today
16% p.a.
gold leasing
Hey there,
Aarav Sharma
Your gold vault 24K · 99.9%
₹48,920
≈ 6.602 gm
12.34% p.a.
Live Buy Price ₹7,412/gm
Lease your gold
Earn up to 16% p.a.
Start →
Buy gold
Daily save
Redeem

Powered by India's most trusted
financial infrastructure

How it works

Gold saving, made effortless.

Spare8 does the saving for you, quietly, automatically, in real gold.

1

Set your Gold SIP on Autopilot

Daily, weekly or monthly. Your gold runs automatically.

Step 01: Gold SIP on autopilot
2

Watch your gold stack up

Every payment adds more gold to your vault.

Step 02: Watch your gold stack up
3

Make your gold do more

Lease it, sell it or redeem physical gold anytime.

Step 03: Make your gold do more
4

Earn rewards as you grow

Get points, unlock perks, and enjoy little wins everytime you save with Spare8.

Step 04: Earn rewards as you grow
Step 01: Gold SIP on autopilot
Step 02: Watch your gold stack up
Step 03: Make your gold do more
Step 04: Earn rewards as you grow
Spare8+ Gold Leasing

Put your gold to work.

Lease your gold to vetted jewellers with Spare8 Plus, and unlock total potential returns of up to 16% per annum.

  • Income credited monthly in gold
  • Fully insured & bank-grade secured
  • Flexible tenures, withdraw anytime
Explore Spare8+
How Spare8+ gold leasing works
Why Spare8

Real gold. Zero compromise.

Every gram you own is pure, physical, and protected. No making charges, no lock-ins, no fine print.

What you own is real 99.9% purity

Backed 1:1 by physical gold, every digital gram is matched by 24K 99.9% pure gold, stored and insured in Augmont's secure vaults.

Zero making charges

Buy and sell at live gold prices. No hidden fees eating your returns.

Bank-grade security

256-bit encryption, insured vaults, and full regulatory compliance.

Redeem as you like

Convert to coins & bars delivered home, or cash out instantly.

24/7 liquidity

No market hours. Buy, sell or save any time, in a few taps.

The gold advantage

See where your savings really grow.

Move the slider to see what a one-time investment could have become: gold vs. a savings account vs. a fixed deposit. Calculate your FD maturity and interest.

One-time investment
₹5,00,000
₹10k₹10L
Projected value after 5 years
₹1.19L
Savings a/c
₹1.40L
Fixed deposit
+68%
₹1.68L
Gold on Spare8
Time horizon
Illustrative only. Gold ~11% p.a., FD ~7% p.a., savings ~3.5% p.a. based on recent historical averages. Not financial advice.
Loved by savers

From small steps to a golden habit.

★★★★★
1M+ Real Spare8 users across savings, leasing, delivery and withdrawals
★★★★★
Verified Spare8 user
“Honestly forgot I even set it up. checked last week and had way more gold than I expected. wild.”
Meera Krishnan
Meera Krishnan
Chennai
★★★★★
Verified Spare8 user
“Started with ₹10 just to see what happens. that was 4 months ago. still going lol”
Arjun Desai
Arjun Desai
Ahmedabad
★★★★★
Verified Spare8 user
“My excuse was always 'I'll start when I have more money'. ₹10 kind of killed that argument”
Pooja Iyer
Pooja Iyer
Bengaluru
★★★★★
Verified Spare8 user
“Set autopay, forgot about it, found gold. that's literally the whole story”
Rohan Kulkarni
Rohan Kulkarni
Pune
★★★★★
Verified Spare8 user
“I've never successfully saved anything in my life. somehow this is working. don't ask me why”
Divya Menon
Divya Menon
Kochi
★★★★★
Verified Spare8 user
“Bro my gold is just sitting there making money. I didn't know this was even a thing”
Karan Malhotra
Karan Malhotra
Delhi
★★★★★
Verified Spare8 user
“My FD was giving 7%. moved some here. not going back”
Sunita Sharma
Sunita Sharma
Jaipur
★★★★★
Verified Spare8 user
“The leasing returns actually show up. thought it was too good to be true for a while”
Aditya Nair
Aditya Nair
Mumbai
★★★★★
Verified Spare8 user
“Three months of leasing returns and I'm a believer. simple as that”
Preethi Rajan
Preethi Rajan
Coimbatore
★★★★★
Verified Spare8 user
“Saw 16% and thought it was marketing. it's not. been getting it consistently”
Vikram Bose
Vikram Bose
Kolkata
★★★★★
Verified Spare8 user
“Always felt like I was losing money the second I left the jeweller. not here”
Neha Joshi
Neha Joshi
Nagpur
★★★★★
Verified Spare8 user
“Showed my wife the zero making charges thing. she made her own account the same day”
Rahul Verma
Rahul Verma
Lucknow
★★★★★
Verified Spare8 user
“Jewellery shop gold and this gold are very different things. took me a while to get that”
Anita Pillai
Anita Pillai
Hyderabad
★★★★★
Verified Spare8 user
“Making charges used to annoy me but I had no option. now I do”
Siddharth Rao
Siddharth Rao
Bengaluru
★★★★★
Verified Spare8 user
“Cleaner than buying from a shop. that's all I needed honestly”
Lakshmi Venkat
Lakshmi Venkat
Chennai
★★★★★
Verified Spare8 user
“Ordered a coin for my daughter's birthday. came home certified and packed properly. she loved it”
Deepak Chauhan
Deepak Chauhan
Chandigarh
★★★★★
Verified Spare8 user
“Got a bar delivered for Dhanteras. two days, door delivery. felt very real”
Kavitha Suresh
Kavitha Suresh
Mysuru
★★★★★
Verified Spare8 user
“The coin came in a proper box. 24K certified. did not expect this level from an app”
Nikhil Tiwari
Nikhil Tiwari
Bhopal
★★★★★
Verified Spare8 user
“Gave a coin as shagun. nobody knew it came from an app. looked completely legit”
Shreya Agarwal
Shreya Agarwal
Indore
★★★★★
Verified Spare8 user
“Sold on a Sunday. money came in minutes. that's when I started taking it seriously”
Manish Gupta
Manish Gupta
Gurgaon
★★★★★
Verified Spare8 user
“Needed cash fast. sold gold, UPI credit, done. no calls no forms nothing”
Farhan Sheikh
Farhan Sheikh
Pune
★★★★★
Verified Spare8 user
“I withdraw small amounts sometimes just because I can. that flexibility is everything”
Tanvi Mehta
Tanvi Mehta
Mumbai
★★★★★
Verified Spare8 user
“Tested withdrawal first before putting in real money. worked instantly. been using it since”
Suresh Pillai
Suresh Pillai
Thiruvananthapuram
★★★★★
Verified Spare8 user
“Convinced my parents to try it. they were FD people. now they're not”
Ritu Saxena
Ritu Saxena
Agra
★★★★★
Verified Spare8 user
“Had money doing nothing in savings. this just makes more sense”
Abhishek Pandey
Abhishek Pandey
Varanasi
★★★★★
Verified Spare8 user
“Mutual funds gave me anxiety. this doesn't. that matters more than I thought”
Priya Nambiar
Priya Nambiar
Kochi
★★★★★
Verified Spare8 user
“Wish I had found this before I renewed my last FD. timing is everything I guess”
Gaurav Singhania
Gaurav Singhania
Surat
★★★★★
Verified Spare8 user
“Set up in ten minutes. I've sent the link to like six people already”
Isha Kapoor
Isha Kapoor
Noida
★★★★★
Verified Spare8 user
“Was skeptical about digital gold. the vault and purity stuff sorted that out pretty quickly”
Mohit Bansal
Mohit Bansal
Jodhpur
★★★★★
Verified Spare8 user
“My mom has physical gold in a locker. I have this. we've both stopped judging each other”
Aishwarya Reddy
Aishwarya Reddy
Hyderabad
★★★★★
Verified Spare8 user
“Honestly forgot I even set it up. checked last week and had way more gold than I expected. wild.”
Meera Krishnan
Meera Krishnan
Chennai
★★★★★
Verified Spare8 user
“Started with ₹10 just to see what happens. that was 4 months ago. still going lol”
Arjun Desai
Arjun Desai
Ahmedabad
★★★★★
Verified Spare8 user
“My excuse was always 'I'll start when I have more money'. ₹10 kind of killed that argument”
Pooja Iyer
Pooja Iyer
Bengaluru
★★★★★
Verified Spare8 user
“Set autopay, forgot about it, found gold. that's literally the whole story”
Rohan Kulkarni
Rohan Kulkarni
Pune
★★★★★
Verified Spare8 user
“I've never successfully saved anything in my life. somehow this is working. don't ask me why”
Divya Menon
Divya Menon
Kochi
★★★★★
Verified Spare8 user
“Bro my gold is just sitting there making money. I didn't know this was even a thing”
Karan Malhotra
Karan Malhotra
Delhi
★★★★★
Verified Spare8 user
“My FD was giving 7%. moved some here. not going back”
Sunita Sharma
Sunita Sharma
Jaipur
★★★★★
Verified Spare8 user
“The leasing returns actually show up. thought it was too good to be true for a while”
Aditya Nair
Aditya Nair
Mumbai
★★★★★
Verified Spare8 user
“Three months of leasing returns and I'm a believer. simple as that”
Preethi Rajan
Preethi Rajan
Coimbatore
★★★★★
Verified Spare8 user
“Saw 16% and thought it was marketing. it's not. been getting it consistently”
Vikram Bose
Vikram Bose
Kolkata
★★★★★
Verified Spare8 user
“Always felt like I was losing money the second I left the jeweller. not here”
Neha Joshi
Neha Joshi
Nagpur
★★★★★
Verified Spare8 user
“Showed my wife the zero making charges thing. she made her own account the same day”
Rahul Verma
Rahul Verma
Lucknow
★★★★★
Verified Spare8 user
“Jewellery shop gold and this gold are very different things. took me a while to get that”
Anita Pillai
Anita Pillai
Hyderabad
★★★★★
Verified Spare8 user
“Making charges used to annoy me but I had no option. now I do”
Siddharth Rao
Siddharth Rao
Bengaluru
★★★★★
Verified Spare8 user
“Cleaner than buying from a shop. that's all I needed honestly”
Lakshmi Venkat
Lakshmi Venkat
Chennai
★★★★★
Verified Spare8 user
“Ordered a coin for my daughter's birthday. came home certified and packed properly. she loved it”
Deepak Chauhan
Deepak Chauhan
Chandigarh
★★★★★
Verified Spare8 user
“Got a bar delivered for Dhanteras. two days, door delivery. felt very real”
Kavitha Suresh
Kavitha Suresh
Mysuru
★★★★★
Verified Spare8 user
“The coin came in a proper box. 24K certified. did not expect this level from an app”
Nikhil Tiwari
Nikhil Tiwari
Bhopal
★★★★★
Verified Spare8 user
“Gave a coin as shagun. nobody knew it came from an app. looked completely legit”
Shreya Agarwal
Shreya Agarwal
Indore
★★★★★
Verified Spare8 user
“Sold on a Sunday. money came in minutes. that's when I started taking it seriously”
Manish Gupta
Manish Gupta
Gurgaon
★★★★★
Verified Spare8 user
“Needed cash fast. sold gold, UPI credit, done. no calls no forms nothing”
Farhan Sheikh
Farhan Sheikh
Pune
★★★★★
Verified Spare8 user
“I withdraw small amounts sometimes just because I can. that flexibility is everything”
Tanvi Mehta
Tanvi Mehta
Mumbai
★★★★★
Verified Spare8 user
“Tested withdrawal first before putting in real money. worked instantly. been using it since”
Suresh Pillai
Suresh Pillai
Thiruvananthapuram
★★★★★
Verified Spare8 user
“Convinced my parents to try it. they were FD people. now they're not”
Ritu Saxena
Ritu Saxena
Agra
★★★★★
Verified Spare8 user
“Had money doing nothing in savings. this just makes more sense”
Abhishek Pandey
Abhishek Pandey
Varanasi
★★★★★
Verified Spare8 user
“Mutual funds gave me anxiety. this doesn't. that matters more than I thought”
Priya Nambiar
Priya Nambiar
Kochi
★★★★★
Verified Spare8 user
“Wish I had found this before I renewed my last FD. timing is everything I guess”
Gaurav Singhania
Gaurav Singhania
Surat
★★★★★
Verified Spare8 user
“Set up in ten minutes. I've sent the link to like six people already”
Isha Kapoor
Isha Kapoor
Noida
★★★★★
Verified Spare8 user
“Was skeptical about digital gold. the vault and purity stuff sorted that out pretty quickly”
Mohit Bansal
Mohit Bansal
Jodhpur
★★★★★
Verified Spare8 user
“My mom has physical gold in a locker. I have this. we've both stopped judging each other”
Aishwarya Reddy
Aishwarya Reddy
Hyderabad

Your gold habit starts with ₹10.

Join 1M+ users turning everyday spends into real, growing gold. Download Spare8 and set your autopilot in under a minute.

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